CFO Services
The business is big enough that the decisions are expensive, and small enough that a full time finance director is not sensible. So pricing gets set on instinct, cash gets managed by looking at the bank balance, and there is no forecast that survives one customer paying late.
A finance lead inside the business on an agreed number of days each month, so cash, margin and the next twelve months have someone actually responsible for them.
CFO Services
The business is big enough that the decisions are expensive, and small enough that a full time finance director is not sensible. So pricing gets set on instinct, cash gets managed by looking at the bank balance, and there is no forecast that survives one customer paying late.
A finance lead inside the business on an agreed number of days each month, so cash, margin and the next twelve months have someone actually responsible for them.
How it works
What actually happens, in order.
- 01
Diagnostic
We read the last two years, the current position and the commitments ahead, then tell you what the numbers say rather than what you have been told they say. Some engagements stop here, because the real answer was a bookkeeping fix.
1 to 2 weeks
- 02
What gets measured
We agree the small set of numbers this business actually runs on. For most it is cash runway, gross margin by revenue line, and the debtor book. A twenty page pack nobody opens is a cost, not a service.
One session
- 03
Rolling forecast
A thirteen week cash forecast and a twelve month plan, updated on a set date, with variances explained. A forecast is only useful while it is maintained, so maintaining it is part of the engagement rather than an extra.
Updated monthly
- 04
In the room
A monthly review with you, and board or investor reporting where there is a board. Between reviews you get an answer on a decision without waiting for the month to close.
Agreed days per month
What you hand over. What you get back.
What you provide and what we deliver
You provide
- Management accounts, or our accounting service
- Current commitments: leases, loans, facilities, major contracts
- Your sales pipeline and expected receipts
- Access to the people who know the operational detail
We deliver
- A written diagnostic of where the business actually stands
- A thirteen week rolling cash forecast, kept current
- Margin analysis by revenue line
- An annual budget, with monthly variance reporting
- Board and investor reporting where a board exists
- A named person you can call between reviews
What it costs
What the fee depends on.
This is priced on days, not on transactions. The fee depends on how many days a month you need, whether the reporting underneath is already reliable or has to be built first, and whether there is a board or an investor to report to. Most engagements start heavier and settle down once the reporting runs on its own.
Before you ask
Questions about cfo services
If the one you need is not here, ask it on WhatsApp. You will get an actual answer, not a callback form.
How is this different from an accountant?
An accountant tells you what happened. This is about what to do next: whether the price is right, whether you can afford the hire, whether the payment terms you agreed are the reason cash is tight. Same numbers, different job. It only works on top of accounts that are current, which is why we look at the bookkeeping first.
We are not big enough for a CFO.
That is usually the point. This exists for the stage where the decisions have become expensive but a full time finance director has not become sensible. If a few days a month is more than you need, we will tell you that instead of selling it to you.
Does this replace our finance team?
No. Where a finance team exists, this sits above it and gives them someone senior to escalate to. Where there is no team, what you usually need is a bookkeeper plus a monthly review, which is a different and cheaper arrangement. We will tell you which of the two you are.
Ask an AI about us
Opens your assistant with a question already written, pointed at this page. It answers from what we publish, including the notes we keep for assistants.
Tell us what is actually going on.
Twenty minutes, no charge, no obligation. If we are not the right fit we will say so on that call rather than three weeks later.
Prefer to write it out? Send an enquiry instead